"Hey, I need to file an insurance claim on my house?"
"Nature of the damage?"
"Oh, a magical bear got dragged into town by a bunch of teenagers to impress their foalish crush and it stepped on my front porch. Also, the next week a god of chaos turned my lamps into sharks and now there's a puddle of milk in my crawlspace."
For Equestria? This is an absurdist tale. For Ponyville's insurance adjuster, it was Wednesday.
A slice of that life, starring the adjuster himself and everyone's ... third(?) favorite glasses-wearing foal.