A typical day for a pony name Fluttershy.

by Lord Crimson

The afternoon.

Chapter 2

The afternoon

10:24 AM

Outside of Fluttershy’s cottage

Fluttershy spread the recently washed blanket over the clothes line, using old fashioned round wood clothespins to keep it from blowing away in the afternoon breeze. Satisfied that there were enough pins to hold the blanket in place, she moved down the line and repeated the action with the bottom sheet. The pillows were hung after the sheet, and last was five wash rags and two towels that stowed away in the washer machine when she washed her beddings earlier.

She finished hanging up the last piece of cloth, then turned to a small metal bucket that was carrying the clothespins. Grasping the handle with her mouth, and lifting it off the ground, before dropping it in a now empty woven straw clothes basket, that had a heavy iron handle.

She was about to lift the basket in a similar fashion as the bucket, to bring it back into the cottage When a gentle wind stopped her. It blew over her, ruffling her mane pleasurable and making it sway in the breeze. The clothes sway in the wind as well. She closed her eyes, absorbing the amazing feeling the breeze gave her.

This moment, this rare moment, was one of the few that Fluttershy was able to relax. Something she really needed, after starting her day with a nervous breakdown, taking an half-hour to get over it. Then spending another three and half-hours, taking care of her animals, as well as doing various other chores. There was just no time for her to relax until now.

Well, unless she counted eating breakfast, which had comprised of generic, stale oats. With milk that tasted like it was a little more than past its expiration date. All the while having a dozen small, furry animals running circles around her throughout the entire process. Making one of the few things that should've been a relaxing and satisfying experience for her. Into one of unpleasantness and aggravation.

A soft disappointing groan escaped Fluttershy’s throat. As she felt the calming wind rapidly die down. Not allowing even something as simple as a little breeze to give too much comfort to the discontented filly. Leaving her to face the days many challenges alone.

She considers it for the best, knowing that if the breeze stay. She would no doubt stand there all day if she could. Which did not sound like a bad idea to her, but with so much still to do, she simply could not afford the distraction. Without another thought, she lifted the basket by its heavy iron handle and turned towards her cottage. Where to her surprise, there was a strange stallion between her and the cottage. It was so much a shock to her, that she tossed the basket several feet in the air. She then dropped to the ground and covered her face with her hooves in a protective manner.

The stallion was initially puzzled by her behavior, opening his mouth to ask if she was alright. Only to growl in frustration instead, when dozens of clothespins started to pummel his head. He raised his right hoof to block the incoming pins. His growls of frustration quickly turned to cries of pain. After contact was made between the bucket and his hoof. The stallion withdrew his hoof to inspect it, though regretting it seconds later when the iron handle from the basket hit him on the top of his head. The force of the basket’s handle was enough to knock him to the ground, just a nose away from Fluttershy, dazed and confused.

Fluttershy heard a grunt, followed by a soft thud that sounded too solid to be any of the containers hitting the ground. She slowly parted her hooves. Scared at first, but the instinct to find out what the threat was, overpowered her fear. She was greeted by the basket, which now completely covered the stallion’s head, his legs were spread out in four directions and at odd angles. Fluttershy approached the downed stallion cautiously.

Taking a mental note of ever detail she could about the stallion. Such as his pure egg white coat and dark brown tail and mane, well what mane that was not covered by the basket anyway. She did not see any wings which meant he wasn't a Pegasus.

Feeling little more confident with herself, she moved close enough where she had to just move her head a little and she was able to see all of him. Like the black suit with a pulper tie that was poking out of the side of the basket or his money pouch cutie mark that was tilted to the left of his flank and bits pouring out of it. Fluttershy’s impression turned from one of fear and cautiousness to one of horror and urgency when she realized that this pony was not a strange to her at all.

Fluttershy quickly pulled the basket off the stallion’s head and grab his hoof with her’s, to ease the early 20 something earth pony off the ground, now standing a whole feet taller than her. With the stallion on his hooves again, Fluttershy took several deep breaths in preparation for sending an barrage of apology’s at him.

“I’m so sorry Mr. Quick Cash, I should have paid more attention, I should not spook so easily. Oh, this is all my fault”. She said in a frenzy.

Fluttershy continued with apologizing, but Quick Cash seemed to be too focused with the lump that was forming on top of his head, poking it with his hoof and inhaling sharply after touching the tender bump. He moved his hoof away from the bump, tending to his mane instead. Which was a neatly combed, oiled, business cut just a second ago. Now it was dirty with strands sticking out in all direction. To him, something like that was not fit to be seen in public.

In less than ten second felt, he had his mane back to a more socially acceptable standard. Though he could not help but imagine that the bump made a small patch of his mane uneven, which to him was unacceptable. His lime green eye’s traveled to his forehead as if trying to see if the uneven mane was really noticeable. Unable to see how bad it was, but not willing to take a chance.

Quick Cash raised his right hoof again, instead of using it to defending himself, this time, he used it to try to push the bump back into his skull. Managing to only accomplish sending a sharp pain through his head, that shot down his neck and spread throughout the core of his body.

Knowing when he is defeated. Quick Cash decided that it was best to leave the bump alone and let it heal over time. Though knowing that this decision was gonna make him feel self-conscious about it throughout the rest of the day.

Meanwhile, Fluttershy’s frantic babble finally caught his attention.

His gaze turned to her, trying to decipher what she was saying, though that was harder than it sounded as her words were merging together. He knew what she was trying to say, it was just not coming out the way she meant it to come out, and now the indistinguishable words were disorienting him. Having enough, he figure it was time to get her to stop and the best thing that he comes up with, was the simplest. By calling her name. “Fluttershy,” he said in that typical Trottingham accent. She must not have heard him through, for she continued, with no sign of stopping anytime soon. “Fluttershy!” He said more sternly this time, but like before she carried on as if he was saying nothing at all.

Running out of options, he gently punched her in the nose with a hoof, causing a little “Oh!” to come out of her mouth. Her eyes were now crossed in order to see the appendage that was touching her, not saying another word. After making sure she was done, Quick Cash retreated his hoof back to its previous position, keeping him from falling down again.

Still feeling remorseful for her actions, Fluttershy had to resist the urge to say ‘sorry’ a couple of more times just for good measure. Instead, she thought that it would probably be more helpful to him to ask if there was anything she could do to make it up to him.

Then an idea came to her, a simple one that should put any heard feelings aside. Fluttershy then gathers up all the courage she could muster and with a whisper, said something that terrified her more than almost anything in the world. “Would you like to come inside for a cup of tea. I think I have some of the imported kinds that my friend gave me if that’s alright with you”.

Fluttershy waited for a reply to her offer, hoping that he would decline. Not that she didn't like him, she had known him for over a year now. After all, he was the bank representative that had helped her to get her home. He had even let a few missed payments slide without any late penalty fees. No, it was not him at all. It was just too frightening for her to be around other ponies. Well, besides her friends of course.

Fluttershy had to hold a sigh of relief from escaping, after he slowing shook his head, to avoid offending him in being glad that he could not stay. Though if she knew why he was here, she would be more than happy to serve him some tea and talk for hours, than to only have to deal with him for the next five minutes.

“ Sorry Miss Shy, you know I would love to. But this visit is strictly for business”. Quick Cash said in a very professional tone. “And unfortunately for the both of us, it is not on pleasant terms”. He paused to pick up a black briefcase that he’d brought with him and tossed in the air when he was attacked earlier. He then laid it on its side and with two clicks from the briefcase its top pop opened where he began rummaging through it. Fluttershy was unable to see what he was getting because the top of the briefcase skew her view, but she knows whatever it was, it likely wasn't anything good. Thoughts of monster late fees and other penalties raced around in her head. As panic began to set in, Fluttershy could not help but to think what more she would have to cut from her already gutted budget, less food for her animals and herself. She may have no choice but to borrow money from her friends.

Fluttershy could only imagine the embarrassment and shame when she had to tell them that she couldn't pay her own bills anymore without help.Though shame and embarrassment were about to be the least of her worries when Quick Cash exclaimed: “There you are!” After he found whatever he was searching for.

He then closed the case’s lid, revealing to her a single letter, which he was carrying gently in his mouth. She heard two more clicks, as he locked the case’s latches and bring it to an upright position, before pausing it to his lift. Fluttershy looked on in complete silence, as her nerves were getting the best of her.

She could not stop the trembling in her legs, when Quick Cash turned to her again, this time with a sorrowful look on his face, as he offered the letter to her. Now the trembling became almost too much for her after she extended a violently shaking hoof to grab the mysterious letter. Fluttershy’s heart sank in her chest, after seeing the big, final notice, on the front of the letter. She then immediately realized why Quick Cash was here, not to slam her with late fees or anything of the sorts, he was here to serve her with foreclosure papers.

Fluttershy started to tear open the letter, sliding out a piece of paper, where after reading it confirmed her worst fears. It read that she was a little over five payments behind on her mortgage and that the bank was prepared to start the foreclosure on her cottage.

Fluttershy stood motionless, staring at the letter longer than it would take anypony to read its contents, not knowing what else to do. After several minutes she finally tore her eyes away from the letter, moving them toward Quick Cash’s direction. Her eyes were tearing up, as she held back sobs making them sound like she had the hiccups.

Quick Cash gave an empathetic look, but could not offer anything else due to bank procedure. All he was allowed to do when delivering news to the client about a foreclosure, was to notify the client about the foreclosure, offer all available options, answer any questions the client may have, and then leave the property. It was as simple as that.

Though it was ever that simple for him, and he knew it was about to got harder when Fluttershy got control of herself, taking several deep breaths to calm down, with a desperate plea in her eyes and a shaking voice, she started to beg.

“ Is there anything you can do? Maybe giving me a little more time?” Fluttershy’s begging seemed to have no effect, as Quick Cash simply shook his head no, just like least time.

“ I'm sorry, miss Shy. But there is noth-.”

“Is there anything your father can do? All I need is a little more time!” Fluttershy interrupted him before he could finish.

Quick Cash gave her an unamused look as he was interrupted and having his father’s position, his boss, and the branch manager for Ponyville’s First Equestrian National Bank branch used like that. “ Sorry, Miss Shy. Like I said before: There is nothing more I can do” He turned away from her before continuing.

“Besides, it was my father that sent me here. And I did talk to him, he told me to tell you that there is a very simple way to fix all of this.” Fluttershy stopped sobbing immediately after hearing this glimmer of hope, as a small smile spread across her face.

“He said; all you have to do, is pay for the least three months and this will be all settled.” That last statement sent Fluttershy back into her previous state, sobbing softly and feeling completely hopeless. This time, she sat down and hung her head, only allowing to see her hoofs and the ground.

Quick Cash turned around to face Fluttershy, before speaking again. “I’m to guess by your response that you can’t pay three months”.

“No.” She squeaked while shaking her head.

Quick Cash gave a sigh, running a hoof through his mane, thinking of anything that can help, but coming up with nothing. “Well then, miss Shy. I really don't know what else to tell you.”

Fluttershy still in a sitting position, looked up at him. “How long do I have?”

“Till the end of the day, I’m afraid.” That was it. Not wanting to hear anymore she put her head to the ground and covered both ears with her hooves, blocking out all sound.

Either not knowing that she was not listening anymore or not caring, Quick Cash continued. “Well actually, you have until three today, to be more accurate.” Fluttershy heard nothing, besides her own thoughts. Way is this happening to me? how am I going to fix? I should have just stayed in bed.

***

11:47 AM
Rarity’s Boutique

Fluttershy fidgeted nervously in her seat, making it creaking loudly whenever she did, looking down the chair’s cushion, trying to find its softest spot. It didn't take long for Rarity who was working on a wedding dress, to turn her head from it, toward Fluttershy, shooting her a dirty look.

Fluttershy, however, was too busy finding a comfortable spot to notice the look she was getting from her friend. Only when she had the right side of her butt lifted off the chair, did she look up from the cushion and see the disapproving glare she was getting.

Not wanting to angry her friend anymore, She started to bring her butt back down slowly. Causing a particularly loud, slow creak, as the springs adjusted to the shift in weight. Rarity’s scowl grew the longer the noise went on, vanishing after the creaking stopped, but Rarity continued looking at her to make sure that the noise was not going to return.

Turning her attentions back to the dress, after being reassured that her friend was done making noise. Then mumbling something about Fluttershy barging into her place unannounced, distracting her by making such a ruckus. Rarity continued with her griping while putting the finishing touches on the dress.

Fluttershy decided it was best to sit silently and find something to preoccupy herself with. Though finding it more difficult than she thought it would be. Knowing that any minute she would have the chance to ask Rarity for money. Hoping that she could help her, cause if Rarity could not, then she was in real trouble. Sure, she could try another one of her friends, but who? Rainbow Dash was always in debt with everypony in town. Pinkie Pie pretty much worked for free for the Cakes, getting just enough to live on. Twilight had a fixed allowance from the princess and was in no position to lend large sums of money. And Applejack barely made enough money to keep the farm.

No, Rarity was the only one of her friends that had disposable income, if she was unable to help, then Fluttershy might as well start packing. Her train of thought was broken when Rarity exclaimed joyfully, taking a step back to marvel at her creation.

Fluttershy figured that it was almost time to put on a show, and she would start by stroking Rarity’s ego. Something that she felt horrible even thinking about doing, but she was desperate and was willing to do anything to save her cottage.

She took a look at the dress, marking her target. Cause, everypony knows that the best way to grease Rarity’s hooves was to praise her work. Her eyes moved rapidly, soaking in the dress's most intimate details. For what she could see the dress was a really beautiful piece, it had the look of a traditional wedding dress, with a little modern touch to its design. “ It's really good Rarity.”

Fluttershy mentally kicked herself for coming up with such weak line. Rarity was too busy looking for any imperfections to notice it though “ I m-mean it looks great, everything about it looks great. I’m sure she will like it, the c-customer would, is what I meant.” Fluttershy losing some of that confidence she had earlier.

Rarity on the other hoof scoffed at her last remark. Puzzling Fluttershy, before she followed up. “That girl did not know what she asking for. An outdated design, all because she wanted a dress that looks just like her mothers.” Rarity took off her work glasses and turned to Fluttershy with a very serious look on her face. “ I mean really, if you want a dress that looks like your mothers, then borrow her’s. Don't ask someone like me to make a new one. It is a complete waste of my talent” Rarity finished smugly, especially at that last bit.

Looking confused. Fluttershy now was more curious to knew way her friend was not happy to make a wedding dress like she had dreamed of for years now. “But Rarity, I thought you would be happy to have the chance to work on a wedding dress.”

Rarity chuckled softly. “ Don't get me wrong, Fluttershy. I did enjoy the rare opportunity to work with such a magnificent piece, but it's just not what I envisioned.”

Looking more perplexed than before. Fluttershy decided to press with her inquiry. “Then why take the job at all? I mean, if you had to make something you knew that you weren't going to be proud of?”

Rarity’s demeanor changed to a less chirpy one. “Because. She's giving me Three hundred bits and I needed the money.” Fluttershy’s heart sank in her chest after hearing the least four words. If Rarity was also having money troubles, then it was highly unlikely that she will loan her any money. No matter how bad Fluttershy needed it.

“But enough about that, darling. What I want to know is why did you stop by. Not that I do not like having you around. It's just that this visit seems so abrupt is all.” The sound of sewing equipment being moved around by Rarity was heard as she spoke.

Fluttershy, however, was too busy sinking in despair to immediately respond. It took her name to be called several times for her come out of the trance. “Oh, don't worry about it. It’s just that Quick Cash com-.”

Before she had the chance to finish, Rarity’s eye's widened, and then rushed over to her in a blink of an eye. “Really. What was he doing over at your place this time?” Rarity said with a twinkle in her eyes

Fluttershy never knew why Rarity acted so strangely every time she brought up his name. At first, she thought that Rarity had a crush on him, but then weeks went by and she never asked to meet him. Which meant it was not that, because when Rarity was head over hooves over somepony she made sure that the stallion knew about it. No matter how foolish she made herself look while doing so.

In fact, whenever Quick was mentioned, Rarity would ask how he was treating her, or exactly how in what way he was talking to her, as if how the way he was talking to her was important.

This infatuation with Quick Cash started almost four months ago, after Fluttershy tell her that he came by her cottage at least five times a month to discuss any and all changes to her mortgage with her, then proceeded to talk with her for about half an hour and go back to work.

Rarity practically squealed when she found that he was doing all of this during his lunch break. Like it was some big clue to a mystery she was trying to solve.

Fluttershy through that was best to get Quick Cash off the subject and get back to the reason why she was here.

“No particular reason, he was just looking for this months rent and with work being so heard to come by right now I am just a little short on cash this month, and was going to ask if I could borrow some money. But if you are having troubles too, then I’ll just go.” Fluttershy said while inching towards the door, reaching it and turning the knob, before a blue aura surrounded the whole door, closing it again.

Rarity moved closer to her, looking her in the eye.” Fluttershy, darling. I’m not having that kind of money problems.” Rarity grabs Fluttershy’s hoof to bring her back to the work room, showing her the chair she was sitting in early. “I'm just saving up to buy a new chair, so I can get rid of that.” she pointed at the chair. “ It has been making an awful noise, as you know.” Rarity let go of Fluttershy and made her way to the stairs. “I always have emergency money. And besides we don't want to make Quick Cash angry with you now do we. Just give me a minute.”

Before Fluttershy could protest, Rarity vanished to the second floor. Now more anxious than before, Fluttershy started to paw the floor with her hoof. Waiting for her friend to return. It did not take long for her to hear hoof steps descending down the stairs.

Rarity was back with a checkbook levitating in front of her by magic. Dabbing a pen on her tongue and looking at Fluttershy. “Will a check be an issue?” She shook her head. Rarity then began writing, while still looking at Fluttershy. “So, how much do you need? Twenty? Thirty bits?”

Fluttershy’s eyes looked up, thinking about how much she would need to pay three months of mortgage payments. “Six hundred and twenty-seven, would do.”

Rarity let out a choking sound, almost dropping the check and pen also. A look of shock on her face as her pupils shrunk. “That short on cash.”

Fluttershy just gave her a weak smile.

***

12:15 PM
Ponyvillies Bank & Trust

Fluttershy stood in line waiting for a turn to cash the check that Rarity has given her. The check that was worth a cool three hundred and fifty bits, was being carefully carried in her mouth, eager to complete its mission or at least that is what she thought how it would be like if it was sentient.

The check may have not by enough to keep her from going into foreclosure, but this with what she had in the bank, plus what she would get later on in the day. She was confident that she would be able to save her cottage by the end of the day.

Fluttershy was brought back to reality when the mare at the window called for the next one in line and with her at the front that meant she was next. Almost skipping to the mare who looked in her mid-forties and had a short beehive buttercup yellow styled mane, with small square shaped glasses on and a look that said her day might have been too long.

None of that fazed her though as Fluttershy slapped the check down with conviction, but cowered when the bank attended made eye contact with her. “I’m here to cash this check please.” She said it like was a secret.

The attended took the check and held it up to get a better look at it. “Are you aware we charge five bits for anything that is over hundred?” Fluttershy nodded.

“One minute please.” The attended left to go a vault, disappearing in it.

Fluttershy felt like dancing in the middle of the bank, the only thing stopping her was her fear dancing in public and. “Miss Shy?” The familiar voice of Quick Cash was heard.

He was standing in an another line, waving her over. She looked to see if the attended was back yet, after seeing that she wasn't, Fluttershy made her way to him.

“What are you doing here Miss Shy?” He ask

“Getting money, so I can pay you. What are you doing here?” She responded

Quick Cash straightened his tie before answering her “I’m here to pull some money.”

That seemed strange to her, way would he have an account here and not at his father’s bank. “Why here and not your father’s?”

He smiled before leaning towards her, causing her to blush when he grazed the side of her cheek, not used to having any physical contact by another pony. “Because the interest rates here are way better than my father’s.” He whispered in her ear with a playful tune.

She nodded her head, with a look of understanding on her face. Then an awkward silence overcome them both, even though the room was filled with conversation from other ponies.

It took a few minutes for one of them to break the silence, and surprisingly it was Fluttershy who broke it. “Quick Cash. I have something to ask you.”

“What is it?” He retorted with a genuinely curious look on his face.

She paused for a moment, in order to better phrase her question. “Why did you put me in foreclosure today?” He tilted his head to the left, surprised she had to ask that at all. It took a second for Fluttershy to realize her mistake and correcting it. “I mean why now, and not days, weeks, or even a month ago. And why not tell me sooner. You were at my house just two days ago.” The least word comes out a little louder than she wanted it to but still kept an unforgiving look none the less.

Quick Cash rubbed the back of his head, with a hoof, considering her question. He took a look around, not liking how many ponies that were there. So he signaled her to come closer, despite that she was just a few feet away from him.

She got as close as she could, though it was not good enough for him. Because he grabbed her and got her ear right next to his mouth. Fluttershy was shocked by his actions, but not putting up any resistance. Determined to find out what had changed.

He whispered in her ear again, but the playful tune was replaced with a deathly serious one “Look, I’ll tell you, but you have to promise me that you will not say a thing to anypony else, or I could lose my job.”

Fluttershy started to have second thoughts, knowing she wouldn't be able to keep a secret. However, through a force that was not completely her own, she nodded her head anyway.

Quick Cash found where he wanted to start and gave her everything “OK. When I woke up this morning. I didn't know that I would be serving you with papers. I actually fought against him, trying to convince him to give you more time.” He paused briefly to gather his thoughts before continuing. “But he threatened to fire me, his own son. If I did not do it. Said something about that this would be good practice for the future or something along those lines.”

Fluttershy had no idea. She was appalled that his father would do something like that, but at the same time was touched that Quick Cash was willing to fight for her. She listened to him more closely, intent on hearing everything he had to say, even though she knew that she was not supposed to.

“Besides, you are not the only one. My father has had me run all over town for the least week, doing what I did to you to at least another fourteen families.” Fluttershy could not believe what she was hearing. The only thing she could be certain was that she was not supposed to hear any of this.
“And that is not the strangest thing either.” He continued. “Loan approval rate has increased by about 50% around the same time the forecloses started. I was ordered to approve ones that are very risky and yet my father. Mr, Wise Money.” He laughed softly at the irony at that last part. “Said that these were very good investments.”

Fluttershy had not said a word, to shocked and trying to process everything to say anything. Before she had the chance to reply, she heard her name being called by the mare at the window. Fluttershy turned her head to see the mare waving at her. She turned back to Quick Cash seeing him go to a separate window.

She now felt a little scared that she had someone that was so ruthless after her home, but she was also glad that she was not alone in this fight anymore.

Author's Note:

Ugh. This take way longer than it should have. Well at least this chapters done and I hope you guys enjoy:)