Hey, champ, you youngin's...develop time management skills. If you are in your teens or early 20's, work on time management. Make it a goal to keep a schedule, even if it's not a really tight one. Try to keep procrastination to a reasonable minimum. Use your free time, which will become less and more precious as you age, wisely. Your 30-something closing in uncomfortably close to 40 year old self will thank you.

Read More