I'm in big trouble

I really need help.. We were doing well with our struggle so far but then things took a crap.. things falling apart, my truck and sisters car. Or us falling through them. like me and our kitchen i had to waste precious money on redoing. Now our banks are way overdrafted, debt clollectors blowin' up our phones and soon will have our power shut off, please help us.. PLEASE PLEASE!!

http://spot.fund/BillsAreLate