When the citizens of Ponyville are informed their insurance premiums are going up, it's up to Twilight Sparkle to lead the Elements of Harmony and save the good ponies of Ponyville!
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- Member Since 8th Mar, 2012
- online
Alaborn
Somewhere in the USA. Probably older than you. And something about MLP:FIM makes me want to write stories. Unfortunately, being gainfully employed cuts into my writing time.
Alaborn
Joined 8th Mar, 2012 ·
Online
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You just can't sell insurance to the residents of a town that can get destroyed anytime the staff writers want a new conflict.
And "Acts of Discord" are a standard exclusion on all Equestrian insurance policies.
hehe
My own insurance has doubled (!) in the past two years, so I know how this goes. And I don't even carry a Derpy rider.
Your using proper english language book style formating. That is annoying to read on laptop screens. Try and double space.
All the other ponies from Ponyville turned and stared at Twilight Sparkle.
Balls. RUN TWILIGHT RUN!
Oops....
why complete why why?
This is funnier than it has any right to be. Well done.
Hilarious.
Uh-oh...Looks like Twilight's got some bad hoodoo on her...
1582713 That's the problem when you're the protagonist, commanding awesome magic, and with the tendency to occasionally go crazy.
Also: Great story
I'd expect the town to be insured against wild animal attacks, considering how close they live to the Everfree.
1584394
Like the guy said, there's a difference between Timber wolves, which is what the insurance is meant to cover damages by, and giant building sized bears made of stars.
Go Flutters!
I have to agree with the insurance agent. The Mane6 and Ponyville are bad risks. Like building on a flood plain. Except with monsters.
1584491 That's a good point but let's not forget that the Ursa was deliberatley drawn into the town by snips and snails. There's certianly a case to sue the pair (or at least their parents) for the damage that arose out of the Ursa attack.
1587431 I hope their parents have an umbrella policy with significant liability coverage!
1587431
Now that I think about it, I wonder if Trixie was insured?
1587847
Doubt it. As a traveling magician, a home would be money spent on unused building. Plus, we have not seen any other traveling showponies, she may be the only one so there most likely isn't stage-coach (pun intended) insurance... Even if there is, Ursas are apparently not covered.
. Trixie had the perfect plan for minimizing her work by boasting, posting challenge to hecklers, embarrass hecklers, everypony is entertained, hecklers have egos bruised, Trixie gets to be lazy. And she is fairly powerful 
(need better Trixie emoticons, so you get a Pinkie. JUST DEAL, ME.), anything smaller would have been fried by the cloud she made (which was big). All in all, I hope Trixie returns in canon. If not, I give her my sympathies.
Yes, you three should feel bad that you think she deserved having everything she owned destroyed
1698348
I certainly didn't think she deserved having her house destroyed. Personally, I think that the jerk level antagonists get waaaaaaay too much flack. Trixie and Gilda got disproportionate retribution in-universe, and Blueblood and the Flim-Flam Brothers seem to be subject to too many fics with stupidly over the top cruel psycho punishments considering their crimes.
1698392
That's what I'm saying! Gilda was just a jerkass, the worst thing she had done being taking an apple or yelling at Fluttershy, depending on your view, and the thing that happened was she yelled at Pinkie because she thought the parade o' pranks that they forced her through and said was just coincidence was Pinkie's fault and got rightfuly pissed, so she loses her only friend according to all fandom, Trixie had her thing I described, and the Flim Flam brothers had a legitimate product, just no business plan that was sane, and were dicks about it, so they deserved the shooing but nothing worse. The fandom is either indifferent or extreme, few are proportionate! And Diamond Dogs are just dumb; they would have had most of the gems if they just didn't try to enslave Rarity and gave her a portion for her work.
Also, Sombra wasn't completely crystallized before being shattered. Let that sink in for a bit.
1700935
Eh, Sombra kind of deserved that. He was planning on essentially working an entire nation of innocent ponies to death for... nebulous reasons.
Sombra isn't quite on the same level as "douchebag, but not actually evil when you think about it" antagonists like Blueblood, Trixie, etc.
Overall, a lot of the fandom seems to be "love and tolerate everyone, except anyone who is anything less than perfect. Those can burn in Tartaurus."
1701229
I hate that pary of the fandom. The Princesses themselves have flaws. And the princesses were more thorough with Sombra than with Discord for a reason. Blueblood is a dick for no reason other than he has status, even though the princesses themselves are very humble. He deservers fists to the face.
Also, I am thinking of a Black Ops 2 crossover fic, would you mind reviewing the first chapter once I make it? If I am lucky, it will be out by the end of the day. The premise is that a mercenary group was hired to get the Celerium drive and arrived before Section, and the drive gets shot with an explosive flechette and causes an odd effect with the mostly unknown element, my merc is in Equestria, in Canterlot Castle, the guards react in fear to big thing with strange weapons, more happens.
And your icon pic thing looks like it is eating that armor bit thing.
1701557
Eh, Blueblood derserves a good punch, but I've seen people proclaim in that he literally deserves to die. In "The Return of Princess Nightmare Moon" for example, which a large part of includes Blueblood bettering himself, he literally gets eaten alive in one chapter. He was saved the very next chapter, but there were people in the comments hoping that he stayed eaten and got digested. Because, you know, death by digestion is totally an appropriate punishment for being a jerkass.
And, I'm sorry, but I've never actually played any of the Blackops games. I tend to not read crossovers unless I know both of the series involved. I'll give it a shot though, see how it holds up.
He isn't eating it, it just happens to be covering his mouth.
1701764
I know about the armor thing. And sorry, the Black Ops crossover got started, but will be worked on tomorrow due to Fallout: Pony Land! (yes, that is it's name, and it is hilarious). Celestia help me, I have a few fics I am working on that I started concept buy never got through with the first chapter enough to gauge people's reactions.
Examples include, but are not limited to: A blind filly moving to Ponyville, royal guard dating Trixie and guarding Gilda who is a princess to a griffin tribe, and an ADD addled mare who's father is the leader of a crime family (which she is not involved with, but police stalk her for said connection in hopes of getting said parent) who has a griffin friend who isn't Gilda who both of them have crushes on each other but don't realize it because they have never had a crush in their life. *DEEP BREATH!!*
Oh, come now, it most certainly is _not_ all Twilight's fault!
Why, I bet if it weren't for the ... one or two times that Twilight may or may not have caused widespread destruction throughout the entire town, the CMC would be the leading cause of premium increases in Ponyville.
And let's not forget all the severe maintenance issues Twilight fixed when she created that time loop. Honestly, if it weren't for Twilight, the insurance would be _much_ higher... as would the water level.
So... all attempts by the protagonists to solve the sole conflict of the story fail completely and even backfire on them? That's the story?
4154850 It's a juxtaposition of the magical world of ponies and the utterly mundane world of real life. If the kind of things that happened in the show were to happen in the real world, there would be big problems, problems that no application of the Elements of Harmony could solve.
4155281 Well, yes. Obviously. It must then surely follow that these problems are insoluble. Wait a second....
I mean, don't get me wrong; sometimes they are insoluble, or at least unsolved, but stories about how someone realized their best efforts were all in vain are not, generally speaking, tremendously uplifting. And if there is truly nothing else to the story than "yup, this bad thing happened and no solution was found", not even a lesson on just how bad that thing is (and rising insurance rates are not something that need such a lesson), then that's just so many wasted words.
Ideally, stories should be fun and mean something. This story isn't fun, to me at least, nor does it mean much, so that's 0/2.
Now, if the story resolved with e.g. a herculean effort from Twilight and co managing to in fact reduce the rate increase (and clear her name) against all odds, that would be fun, even if it was still a +21% deal or the like; if it did so through the application of pretty much anything other than "OP magic" or fiat, such as good hard work, an genuine epiphany, or what have you, it would also mean something. But as it is, it's basically a Shaggy Dog, ending slightly worse than it started for all involved.
Reading this I had a sudden, inexplicable fear that he was going to drop them all XD.
Glad he didn't ^^. It's nice to see Spike doing things he takes pride in!
I can't help but think, "Wait until you find out how much they've actually read Twi ^^"
Well, I expected this to be a short, funny crackfic.
It was short and funny, but to my surprise it also had an interesting, and insightful premise!
Thank you for this well-written piece of fiction :).