"Fluff" in the same way what collects under the sofa is fluff.
I write pony words. Millions of them. Some people actually think they might be worth reading. I am very thankful for that. Also, I have a Patreon now?
An author who loves to write stories with hidden and not-so-hidden references in them. Also has a friend who shares his account and loves to chat with people. "'Sup!"
Don't spend your whole youth saving up for your old age, instead spend your youth doing what you want. Deal with the rest later. You'll be forgotten in 100 years, so might as well enjoy life now.