Crystal Jackpot (The bounder!), richest pony in all Equestria, has decided to get revenge on Twilight Sparkle for crippling his insurance empire. How? By insuring the residents of Ponyville against Act of... Twilight.
After Princess Cadence and Shining Armor's love spell defeated Queen Chrysalis and her Changeling army. The spell also caused a rip in space and time that opened a portal to the Lion King world.