"Berry Punch, hi!" the friendly bank employee says.
"Hey, Moneybag, I need a loan," Berry Punch says.
"Sure, how much do you need?" Moneybag asks.
"Five bits," is her reply.
"...Five bits? You do realize that most loans are in the thousands, right?" he says incredulously.
"Look, just give me the bits," she says impatiently.
"Very well, I suppose it's not technically against protocol..." After some paperwork, Moneybag retrieves a small roll of 5 bits from behind the counter and gives it to her.
"Finally," she says.
Later, at the cider bar, she is sitting at a table contemplating her bits, the five coins spread around on the table. She wants to buy a drink, but then her money would be gone. Another mare approaches the sad-looking Berry Punch.
"Hey, mind if I sit here?" asks a minty green unicorn. It's Lyra Heartstrings.
"Okay," Berry Punch says sadly.
"What's got ya down, Berry? Wanna talk about it? I'll buy ya a drink," Lyra offers with a smile.
"Sure," Berry Punch says with a small smile as her mood lifts. "It beats drinking a loan."